प्रधानमंत्री किसान मानधन योजना 2025, PM Kisan Mandhan Yojana Registration, लाभ व पात्रता

प्रधानमंत्री किसान मानधन योजना 2025:- Under the PM Kisan Mandhan Yojana, the government provides pension to small and marginal farmers in India, enabling them to lead a comfortable life in their old age. Launched on 31 May 2019, the scheme offers a monthly pension of Rs 3000 to eligible farmers when they turn 60. This initiative aims to support farmers financially during their retirement years.

Pradhanmantri Kisan Mandhan Yojana 2025

The Farmer Pension Scheme, also known as Kisan Mandhan Yojana, is designed for farmers aged between 18 to 40 years. The central government aims to cover 5 crore small and marginal farmers. This scheme extends to farmers with cultivable land of 2 hectares or less. If a beneficiary passes away, the scheme ensures a monthly pension of Rs 1500 for the beneficiary’s wife.

Pradhanmantri Kisan Mandhan Yojana Overview

Name Of The Scheme	प्रधामंत्री किसान मानधन योजना
Started By	Central Government
Beneficiary	small and marginal farmers
Objective	grant pension
Application Process	Online
Category	Sarkari Yojana
Official Website	https://maandhan.in/

इसका लक्ष्य गरीब किसानों को बुढ़ापे में मदद करना है। हर महीने उनके खाते में एक निश्चित राशि जमा की जानी चाहिए। कोई भी छोटा और सीमांत किसान इस योजना का लाभ उठा सकता है। इस योजना का लाभ उठाने के लिए आपको हर महीने 55 रुपये जमा करने होंगे। आपके 55 रुपये जमा करने के बाद सरकार भी इसमें 55 रुपये जमा करेगी। इस तरह हर महीने आपके खाते में 110 रुपये जमा होंगे।

Objective of Pradhanmantri Kisan Mandhan Yojana

The main aim of the PM Kisan Mandhan Yojana is to support small and marginal farmers in India by offering them a monthly pension of Rs 3000 after they turn 60. This financial assistance helps them meet their needs in old age. The scheme, launched in 2019, aims to make farmers self-reliant in their later years, empower landless farmers, and provide social security to ensure a secure future for farmers and strengthen agriculture in the country.

Who may not be eligible for this scheme?

The eligibility criteria for the scheme include:

Being covered under social security schemes like NPS, ESIC, Employees’ Fund Organization, etc.
Farmers selected under Pradhan Mantri Shram Yogi Yojana and Pradhan Mantri Vaya Vandana Yojana by the Ministry of Labor and Employment.
Exclusion of beneficiaries with higher economic status, including institutional landholders, holders of constitutional posts, current and former Ministers/Ministers of State, members of Parliament/State Assemblies/Legislative Councils, Mayors of Municipal Corporations, and District Panchayat Chairpersons.
Exclusion of serving or retired officers of Central/State Government Ministries/Offices/Departments, employees of Central or State PSUs, regular employees (except Multi-Tasking Staff/Class IV/Group D Employees) of Local Bodies.
Exclusion of individuals who paid income tax in the previous assessment year.
Exclusion of professionals like doctors, engineers, lawyers, chartered accountants, and architects registered with professional bodies.

These criteria determine who is eligible for the benefits under the scheme.

Key facts of Kisan Mandhan Yojana

The PM Kisan Maandhan Yojana 2025 is a voluntary pension scheme for small and marginal farmers in India.
After reaching 60 years of age, the Central Government provides a monthly pension of Rs 3000 to eligible farmers.
The scheme aims to benefit 5 crore small and marginal farmers nationwide.
Farmers between 18 to 40 years old can apply, and they need to pay a monthly premium ranging from Rs 55 to Rs 200.
The Life Insurance Corporation serves as the nodal agency for this scheme.

Payment of Pradhan Mantri Kisan Maandhan Yojana Premium

To be part of the Kisan Pension Scheme, beneficiaries must pay a monthly premium. Those aged 18 years need to pay Rs 55 per month, while those aged 40 years must pay Rs 200 monthly. After reaching 60 years of age, they can enjoy the scheme’s benefits. Additionally, beneficiaries must have a bank account linked to their Aadhar card. The pension amount received in old age will be directly transferred to the beneficiary’s bank account under the PM Kisan Mandhan Yojana.

Benefits on leaving pension scheme

If someone leaves the scheme within ten years of joining, they get back their own contributions plus interest at the Savings Bank rate.
If they leave after ten years but before turning 60, they receive their contributions with accumulated interest at the pension fund or savings bank rate, whichever is higher.
If a contributor passes away, their spouse can either continue the scheme with the accumulated amount and regular contributions, or exit and receive the contributions with interest, whichever is higher.
After the subscriber and spouse pass away, the remaining funds go back to the fund.

आवश्यक दस्तावेज

आधार कार्ड
पहचान पत्र
आयु प्रमाण पत्र
आय प्रमाण पत्र
खेत खसरा संख्या
बैंक खाता पासबुक
मोबाइल नंबर
पासपोर्ट साइज फोटो

How to Apply for PM Kisan Maandhan Yojana 2025?

To apply for the Kisan Mandhan Yojana 2025, interested small and marginal farmers should follow these steps:

Gather all necessary documents and visit the nearest Public Service Center (CSC) https://maandhan.in/.
Submit your documents to the Village Level Entrepreneur (VLE) at the CSC and make the required payment.
The VLE will link your Aadhaar card to your application, enter personal and bank details, and calculate the monthly contribution based on your age.
The Enrollment cum Auto Debit Mandate form will be printed, signed by you, and scanned and uploaded by the VLE.
Upon completion, the Kisan Pension Khata Number will be generated, and your Kisan Card will be printed.

By following these steps, farmers can apply for the scheme and avail its benefits.

Pradhanmantri Kisan Mandhan Yojana login process

To sign in to the Kisan Mandhan Yojana official website, follow these steps:

Go to the official website of Kisan Mandhan Yojana.
Click on the “Sign In” option on the homepage.
Choose the appropriate option: “Self Enrollment” or “CSC VLE.”
Enter your Mobile Number, Username or Email ID, Password, and Captcha Code on the new page.
Click on “Sign In” to log in successfully.

This process allows you to access the website and your account.

FAQ’s

Who can apply for Mandhan?

Any unorganised worker in the age group of 18-40 years whose work is of casual nature such as home based workers, street vendors, head load carriers, brick kiln operators, cobblers, rag pickers, domestic workers, washermen, rickshaw pullers, rural landless labourers, own account workers, agricultural workers, construction workers, beedi.

Who is eligible for Maandhan Yojana?

Pradhan Mantri Shram Yogi Maandhan is a voluntary and contributory pension scheme for unorganized sector workers, with entry age between 18 to 40 years and monthly income of Rs.15000 or less.

How to avail the benefit of Maandhan Scheme?

To avail the benefits of Pradhan Mantri Shram Yogi Maandhan Yojana, you have to apply by visiting your nearest Public Service Center (CSC). There you have to apply for the scheme by submitting your documents. Once the application process is completed, you have to deposit the premium regularly for pension.

How to register in Mandhan?

Enrolment will be done by all Common Service Centres. Unorganised workers can get themselves registered for the scheme by visiting their nearest CSC with their Aadhaar Card and Saving Bank Account Passbook/Jan Dhan Account